Optimizely <<product-name>> supports a number of payment methods and gateways to capture and secure funds for the items or services that you sell on your e-commerce website. These payment methods are configurable to your business needs and allow you to accept payments in the following forms:
Purchase Order Payment Terms
Credit Card Payment Gateways
When you initially implement <<product-name>>, be sure you are using only one credit card terms code and map it properly. Anything marked **Credit Card** in the Payment Methods shows in the drop-down list for payment method, so if, for example, you have three terms codes (COD, C.O.D. and Cash Only), you should map all of these to a single credit card terms code in the Customer integration job. This ensures that only one option displays in the drop-down list and forces customers to enter credit card information.
## Purchase order payment terms
<<product-name>> allows multiple payment terms codes to be defined and to assign them as a default for customers (these may also be imported via integration). When a customer selects Purchase Order as their payment type on the Review and Pay page, <<product-name>> automatically sets the terms code on the order to the customer's default and submit that to the ERP.
## Credit card payment gateways
Payment Gateways are third-party payment processors that securely process credit card transactions. <<product-name>> supports the use of the following Payment Gateways:
|Payment Gateway||<<product-name>> Version Supported|
|Dummy (Test)||All versions|
<<product-name>> in the Cloud does **NOT** support the use of custom payment gateways.
<<product-name>> does **NOT** store sensitive credit card or profile information.
## Gift cards
The existing base code supports gift card functionality for either purchasing gift cards or using a gift card to pay for part or all of an order, but requires custom development to be enabled. If enabled, gift cards, in conjunction with credit cards, is the only scenario where two payment forms are allowed for the same order.
Additionally, there is a **Setting** to disallow gift card transactions per website: **Ignore Gift Card Transactions**